Best Debt Funds - Top Performing Debt Mutual Funds to Invest in 2022 (2024)

Debt funds in India principally invest in fixed-income securities. It includes corporate bonds, treasury bills, debentures, and commercial paper, among others.

Since the best debt mutual funds primarily deal with debt instruments that earn a fixed interest, they carry lower risks than equity funds. Before investing in schemes under this category, it’s imperative for individuals to be aware of their characteristics.

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List of Debt Mutual Funds in India

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
HDFC Credit Risk Debt FundDebtModerately High4.3%5₹8,925
ICICI Prudential Medium Term Bond FundDebtModerately High3.6%5₹6,816
Baroda BNP Paribas Credit Risk FundDebtModerately High13.0%5₹205
ICICI Prudential All Seasons Bond FundDebtModerate2.8%5₹5,993
SBI Magnum Medium Duration FundDebtModerately High2.6%5₹9,968
UTI Dynamic Bond FundDebtModerately High19.1%5₹366
Edelweiss Government Securities FundDebtLow to Moderate2.1%5₹107
SBI Magnum Gilt FundDebtLow to Moderate2.2%5₹3,530
SBI Magnum Income FundDebtModerately High1.6%5₹1,655
Axis Gilt FundDebtLow to Moderate1.7%5₹127
ICICI Prudential Short Term FundDebtModerate3.5%5₹16,623
Aditya Birla Sun Life Short Term Direct FundDebtModerate3.7%5₹7,640
DebtModerate8.2%5₹293
DebtLow to Moderate2.8%5₹4,321
DebtLow to Moderate3.0%5₹17,076
View All

Features of Debt Mutual Funds

The following are the characteristics of best debt mutual funds 2022

Types of debt funds: Debt funds are of 16 types, broadly classified into two categories – security-based and duration-based. Schemes like money market fund, gilt fund, dynamic bond fund, banking and PSU fund fall under the former category. Ultra-short-term funds, long-term funds, medium-duration funds, and overnight fund are examples of the latter type.

Asset allocation: Fixed-income funds invest a significant portion of the corpus in debt and money market instruments.

Risk-return ratio: The best debt mutual fund offers stable and moderate returns against negligible market risks. However, fixed-income funds involve credit risk and inflation risk.

Taxability

Short-term capital gains tax: In case debt fund units are sold before 3 years from the date of purchase, proceeds are taxed as per the investors’ slab rate. Thus, it will be 31.20% (30% + 4% cess) for investors in the highest tax bracket.

Long-term capital gains tax: If units of a debt fund are redeemed after 3 years, 20% tax will be applicable on the gains along with indexation benefits. This benefit applies to each year an individual remains invested in a debt MF.

TDS: Not applicable.

Who Are These Funds Suited For?

The best debt mutual funds are immune to stock market volatility and provide higher capital appreciation compared to bank fixed deposits. Debt MFs may be suitable for those looking to capitalise on these elements for diversifying their portfolio.

To decide whether to invest in fixed income funds, investors can take into consideration certain factors, like investment goal, investment horizon, and risk tolerance.

Major Advantages

Investors can reap the following benefits by investing in the best debt mutual funds:

  • High liquidity: One of the key benefits of fixed income funds is liquidity. Investors can redeem their units any time after their purchase. The amount will reflect in their bank account within a day.
  • Partial withdrawals: One can withdraw partially from their funds to meet necessary requirements without impacting the rest of the investment.
  • Flexibility in investment: Investors can either buy units in a lump-sum or choose to invest via SIP.
  • Provides stability: Since a major portion of the investment corpus is allocated to debt instruments, stock market fluctuations mostly do not impact the returns.
  • Tax-efficient: Debt funds are more tax-efficient than traditional investment options, such as bank fixed deposits. Income from debt funds is taxed when an investor chooses to redeem his/her units. However, income from bank FD is taxed every year. Debt funds also attract indexation benefits if sold after 3 years from the purchase date.

Credit quality rating: The debt instruments are rated by credit rating agencies in India. Before investing in these funds, individuals can check the credit quality rating to get an idea of the risk level associated with a scheme.

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

HDFC Credit Risk Debt Fund Direct Growth

Fund Performance: The HDFC Credit Risk Debt Fund has given 8.14% annualized returns in the past three years and 7.64% in the last 5 years. The HDFC Credit Risk Debt Fund belongs to the Debt category of HDFC Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in HDFC Credit Risk Debt Fund via lump sum is ₹5,000 and via SIP is ₹300.

Min Investment Amt₹5,000
AUM₹8,925Cr
1Y Returns4.3%

ICICI Prudential Medium Term Bond Fund Direct Plan Growth

Fund Performance: The ICICI Prudential Medium Term Bond Fund has given 7.94% annualized returns in the past three years and 7.41% in the last 5 years. The ICICI Prudential Medium Term Bond Fund belongs to the Debt category of ICICI Prudential Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Medium Term Bond Fund via lump sum is ₹5,000 and via SIP is ₹1,000.

Min Investment Amt₹5,000
AUM₹6,816Cr
1Y Returns3.6%

Baroda BNP Paribas Credit Risk Fund Direct Growth

Fund Performance: The Baroda BNP Paribas Credit Risk Fund has given 7.92% annualized returns in the past three years and 7.62% in the last 5 years. The Baroda BNP Paribas Credit Risk Fund belongs to the Debt category of Baroda Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Credit Risk Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹205Cr
1Y Returns13.0%

ICICI Prudential All Seasons Bond Fund Direct Plan Growth

Fund Performance: The ICICI Prudential All Seasons Bond Fund has given 7.79% annualized returns in the past three years and 7.54% in the last 5 years. The ICICI Prudential All Seasons Bond Fund belongs to the Debt category of ICICI Prudential Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential All Seasons Bond Fund via lump sum is ₹5,000 and via SIP is ₹100.

Min Investment Amt₹5,000
AUM₹5,993Cr
1Y Returns2.8%

SBI Magnum Medium Duration Fund Direct Growth

Fund Performance: The SBI Magnum Medium Duration Fund has given 7.73% annualized returns in the past three years and 7.81% in the last 5 years. The SBI Magnum Medium Duration Fund belongs to the Debt category of SBI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in SBI Magnum Medium Duration Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹9,968Cr
1Y Returns2.6%

UTI Dynamic Bond Fund Direct Growth

Fund Performance: The UTI Dynamic Bond Fund has given 7.73% annualized returns in the past three years and 5.85% in the last 5 years. The UTI Dynamic Bond Fund belongs to the Debt category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Dynamic Bond Fund via lump sum is ₹10,000 and via SIP is ₹500.

Min Investment Amt₹10,000
AUM₹366Cr
1Y Returns19.1%

Edelweiss Government Securities Fund Direct Growth

Fund Performance: The Edelweiss Government Securities Fund has given 7.65% annualized returns in the past three years and 7.82% in the last 5 years. The Edelweiss Government Securities Fund belongs to the Debt category of Edelweiss Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Edelweiss Government Securities Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹107Cr
1Y Returns2.1%

SBI Magnum Gilt Fund Direct Growth

Fund Performance: The SBI Magnum Gilt Fund has given 7.61% annualized returns in the past three years and 7.09% in the last 5 years. The SBI Magnum Gilt Fund belongs to the Debt category of SBI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in SBI Magnum Gilt Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹3,530Cr
1Y Returns2.2%

SBI Magnum Income Direct Plan Growth

Fund Performance: The SBI Magnum Income Fund has given 7.56% annualized returns in the past three years and 7.23% in the last 5 years. The SBI Magnum Income Fund belongs to the Debt category of SBI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in SBI Magnum Income Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹1,655Cr
1Y Returns1.6%

Axis Gilt Fund Direct Plan Growth

Fund Performance: The Axis Gilt Fund has given 7.55% annualized returns in the past three years and 6.86% in the last 5 years. The Axis Gilt Fund belongs to the Debt category of Axis Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Axis Gilt Fund via lump sum is ₹5,000 and via SIP is ₹1,000.

Min Investment Amt₹5,000
AUM₹127Cr
1Y Returns1.7%

ICICI Prudential Short Term Fund Direct Plan Growth

Fund Performance: The ICICI Prudential Short Term Fund has given 7.48% annualized returns in the past three years and 7.48% in the last 5 years. The ICICI Prudential Short Term Fund belongs to the Debt category of ICICI Prudential Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Short Term Fund via lump sum is ₹5,000 and via SIP is ₹1,000.

Min Investment Amt₹5,000
AUM₹16,623Cr
1Y Returns3.5%

Aditya Birla Sun Life Short Term Direct Fund Growth

Fund Performance: The Aditya Birla Sun Life Short Term Direct Fund has given 7.36% annualized returns in the past three years and 7.46% in the last 5 years. The Aditya Birla Sun Life Short Term Direct Fund belongs to the Debt category of Aditya Birla Sun Life Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Aditya Birla Sun Life Short Term Direct Fund via lump sum is ₹1,000 and via SIP is ₹1,000.

Min Investment Amt₹1,000
AUM₹7,640Cr
1Y Returns3.7%

Fund Performance: The UTI Banking & PSU Debt Fund has given 7.32% annualized returns in the past three years and 5.48% in the last 5 years. The UTI Banking & PSU Debt Fund belongs to the Debt category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Banking & PSU Debt Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹293Cr
1Y Returns8.2%

Fund Performance: The Nippon India Banking & PSU Debt Fund has given 7.27% annualized returns in the past three years and 7.35% in the last 5 years. The Nippon India Banking & PSU Debt Fund belongs to the Debt category of Nippon India Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Nippon India Banking & PSU Debt Fund via lump sum is ₹5,000 and via SIP is ₹100.

Min Investment Amt₹5,000
AUM₹4,321Cr
1Y Returns2.8%

Fund Performance: The IDFC Banking & PSU Debt Fund has given 7.2% annualized returns in the past three years and 7.55% in the last 5 years. The IDFC Banking & PSU Debt Fund belongs to the Debt category of IDFC Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in IDFC Banking & PSU Debt Fund via lump sum is ₹5,000 and via SIP is ₹1,000.

Min Investment Amt₹5,000
AUM₹17,076Cr
1Y Returns3.0%
Best Debt Funds - Top Performing Debt Mutual Funds to Invest in 2022 (2024)

FAQs

Which mutual fund is best for 2022? ›

India's best performing mutual funds for May 2022
Name of Fund1-Year Return5-Year Return
ICICI Pru Regular Savings (G)6.276%8.175%
Kotak Debt Hybrid (G)5.087%8.049%
Canara Robeco Hybrid (G)3.452%7.583%
Data Source: Morningstar
3 days ago

Which debt fund gives highest return? ›

Best Performing Debt Mutual Funds
Scheme NameExpense Ratio1Y Return
Nippon India Ultra Short Duration Fund0.31%8.23% p.a.
UTI Banking & PSU Debt Fund0.18%8.18% p.a.
Aditya Birla Sun Life Medium Term Fund0.87%7.8% p.a.
UTI Ultra Short Term Fund0.37%6.48% p.a.
6 more rows

Which Mutual fund is best for lumpsum investment 2022? ›

Best Mutual Funds to invest in 2022 (Debt Mutual Funds)
FundAUM (In Crs)3 Yr Return (%)
Axis Banking & PSU Debt Fund Direct Plan Growth16,1218.16
SBI Banking and PSU Fund Direct Plan Growth9,4428.04
Kotak Bond Short Term Plan Direct Growth18,5458.52
Axis Short Term Fund Direct Plan Growth Option12,6358.51
6 more rows

Which category of debt fund is best? ›

Short-Term Funds

Short-term debt funds may be best suited for those with low to moderate risk appetites. These funds perform best when the interest rates are high. If you have money to invest from 9 to 12 months and have a low-to-moderate risk appetite, short-term funds can be a great investment option.

Where to invest 2022 mutual funds? ›

The Best Mutual Funds Of 2022
  • The Best Mutual Funds of May 2022.
  • Washington Mutual Investors Fund (WSHFX)
  • Thrivent Mid Cap Stock Fund (TMSIX)
  • Invesco Small Cap Value Fund (VSCAX)
  • MFS Blended Research International Equity Fund (BRXAX)
  • TIAA-CREF Social Choice International Equity Fund (TSORX)
  • JP Morgan Income Fund (JGIAX)
May 18, 2022

What mutual funds were sold in January 2022? ›

What India's Top Mutual Funds Bought and Sold in January 2022
  • SBI Mutual Fund.
  • ICICI Prudential Mutual Fund.
  • HDFC Mutual Fund.
Feb 16, 2022

Are debt funds good for long term? ›

Long Term Debt Funds- A Plan for Long Term Investment

Investors should invest in long term debt funds if they have an investment time frame of more than 3 years. Also, this fund is only suitable for investors who are willing to take some level of risk in the investment.

Which are good debt funds in India? ›

The table below shows the best-performing debt funds based on the last 5-year returns:
Mutual fund5 Yr. Returns3 Yr. Returns
IDFC Government Securities Fund - Constant Maturity Regular - Growth9.56%11.2%
Nippon India Nivesh Lakshya Fund - Regular Plan - Growth--11.16%
ICICI Prudential Multicap Fund - Dividend9.27%11.11%
7 more rows

Is debt fund better than FD? ›

Debt funds are tax-efficient as compared to fixed deposits. The interest from bank fixed deposits are added to your taxable income and taxed as per your income tax bracket. The capital gains after holding debt funds for a time period under three years are called short-term capital gains (STCG).

Which is the best mutual fund to invest in 2022 in India? ›

Here's the list of the five best mutual funds for SIP:
Fund Name3-year Return (%)*
PGIM India Flexi Cap Fund Direct-Growth21.68%Invest
Mirae Asset Emerging Bluechip Fund Direct-Growth19.08%Invest
SBI Focused Equity Fund Direct Plan-Growth14.65%Invest
Canara Robeco Bluechip Equity Fund Direct-Growth16.25%Invest
3 more rows

Which Flexi Cap fund is best in 2022? ›

Best flexi cap schemes to invest in 2022
  • Parag Parikh Flexi Cap Fund.
  • UTI Flexi Cap Fund.
  • PGIM India Flexi Cap Fund.
  • Aditya Birla Sun Life Flexi Cap Fund.
  • SBI Flexi Cap Fund.
  • Canara Robeco Flexi Cap Fund.
May 12, 2022

Which mutual fund gives highest return? ›

List of Equity Mutual Funds in India
Fund NameCategory1Y Returns
PGIM India Flexi Cap FundEquity4.5%
Quant Large and Mid Cap FundEquity13.3%
Axis Growth Opportunities FundEquity8.6%
BOI AXA Tax Advantage FundEquity5.2%
12 more rows

Which are the safest debt funds? ›

  • Nippon India Gilt Securities Fund. The fund primarily invests in debt securities issued by the Central and State governments to generate optimal risk-free returns. ...
  • SBI Magnum Medium Duration. ...
  • Kotak Credit Risk Fund. ...
  • ICICI Prudential Ultra Short Term Fund. ...
  • Franklin India Liquid Fund.
Apr 7, 2022

How do I find the best debt fund? ›

Parameters to Pick the Best Debt Fund
  1. Average Maturity/Duration. ...
  2. Interest Rate Scenario. ...
  3. Current Yield or Portfolio Yield. ...
  4. Credit Quality of Portfolio. ...
  5. Assets Under Management (AUM) ...
  6. Expense Ratio.
May 29, 2022

How do you choose a good debt mutual fund? ›

Choose a debt fund whose duration matches your financial needs. Liquid and overnight funds carry the lowest credit risk, ultra short term to short term funds are moderately riskier, and the long duration funds carry the highest risk amongst the debt funds.

How good is Vanguard Wellesley Income fund? ›

Both Vanguard and the Wellesley Management brands have a great track record and are well-known and well-respected in the investment management world. The fund itself currently holds nearly $64 billion in assets and has been around since 1970. Morningstar consistently rates the fund its highest rating of 5-stars.

What is the difference between mutual funds and index funds? ›

Many, but not all, index funds are structured as mutual funds, and many mutual funds are index funds. Generally speaking, though, “index fund” refers to a fund whose investments closely track a market index, while “mutual fund” refers to a broad class of investment funds that follow a range of investing strategies.

What fund tracks the S&P 500? ›

As its name suggests, the Vanguard S&P 500 tracks the S&P 500 index, and it's one of the largest funds on the market with hundreds of billions in the fund. This ETF began trading in 2010, and it's backed by Vanguard, one of the powerhouses of the fund industry. Expense ratio: 0.03 percent.

What mutual funds are buying in February 2022? ›

What India's Top Mutual Funds Bought and Sold in February 2022
  • SBI Mutual Fund. India's largest equity fund held Rs 3,658 bn in equities as of February 2022. ...
  • ICICI Prudential Mutual Fund. ...
  • HDFC Mutual Fund.
Feb 28, 2022

Why mutual funds are going down 2022? ›

Given the added volatility in Indian share markets in the month of April 2022, retail investors cut down their mutual fund investments. They preferred to be slightly cautious with their investment as the ongoing volatile market trend is leaving no stones unturned. Even fundamentally strong stocks are getting hammered.

Which type of debt fund is best for long term? ›

4 Best Debt Mutual Funds For Long-Term, Rated By Crisil, Should You Invest In Debt Fund?
  1. Tata Income Fund - D (G) ...
  2. IDFC Bond Fund - LTP - D (G) ...
  3. Nippon India Income Fund - Direct Plan - Growth. ...
  4. Canara Robeco Income Fund - Direct Plan-Growth Plan.
Jan 4, 2022

Who should invest in debt funds? ›

We recommend goal-based investing to readers who are starting out small. For short-term goals that need to be achieved in five years, investors should opt for bank deposits and debt funds. For long-term goals, you can opt for equity schemes.

Which liquid fund is best? ›

The table below shows the top-performing liquid funds based on the past 3 and 5-year returns:
Mutual fund5 Yr. Returns3 Yr. Returns
Quant Liquid Plan Growth6.04%5.5%
Aditya Birla Sun Life Money Manager Fund6.34%5.49%
Taurus Liquid Fund Growth4.78%5.44%
Sahara Liquid Fund Variable Pricing Direct Growth option5.9%5.41%
6 more rows

Which debt fund has the lowest risk? ›

List of Low Risk Mutual Funds in India
Fund NameCategoryRisk
Mirae Asset Overnight FundDebtLow
BOI AXA Overnight FundDebtLow
Axis Arbitrage FundHybridLow
Nippon India Arbitrage FundHybridLow
7 more rows

Is debt mutual fund risk free? ›

There is an element of risk in mutual funds. Debt mutual funds are less riskier than equity mutual funds. However, even the safest debt funds like overnight funds and liquid funds have some element of risk. Mutual funds invest in debt or stocks.

Why debt funds are not performing? ›

With rising yields, debt funds are at risk of losing value,” said Vikram Dalal, founder and CEO Synergee Capital. “Individual investors should not go for long term debt funds especially when the interest rate cycle is turning. Instead, they should opt for shorter duration debt funds or shorter term bank deposits.

Which is best SBI debt fund? ›

List of Sbi Mutual Funds in India
Fund NameCategoryRisk
SBI Magnum Ultra Short Duration FundDebtLow to Moderate
SBI Magnum Mid Cap FundEquityVery High
SBI Magnum Medium Duration FundDebtModerately High
SBI Conservative Hybrid FundHybridModerately High
12 more rows

Are debt funds good? ›

Debt funds are a safe investment option for conservative investors whose priority is to have a fixed interest income, not capital appreciation. Investors having lower-risk appetite benefit from the credit quality and lower volatility offered by it.

Is SIP in debt funds good? ›

All debt funds are not suitable for SIPs. You need to have long investment tenures because SIP returns are highest in the long term due to the power of compounding. Debt funds which have higher volatility and need long investment horizons should be considered for SIPs.

Which mutual fund is best for 10 years? ›

1] Nippon India Small Cap Fund: This growth fund has given better return than its category average in last 10 years.

Which mutual fund is best for 5 years? ›

10 Mutual Funds That Tripled Wealth in 5 Years
  • Reliance Small Cap Fund. ...
  • HDFC Small Cap Fund – Direct – Growth. ...
  • Mirae Asset Emerging Bluechip Fund – Direct – Growth. ...
  • Principal Emerging Bluechip Fund – Direct – Growth. ...
  • HDFC Mid-Cap Opportunities Fund – Direct – Growth. ...
  • Axis Long Term Equity Fund – Direct – Growth.
Mar 28, 2022

Which mutual fund app is best? ›

Best Apps To Invest In Mutual Funds
  1. Coin by Zerodha. Zerodha is a well-known investment platform and probably the simplest app that can easily let you invest in mutual funds. ...
  2. Groww. Groww is another app that you can use for investment purposes. ...
  3. Paytm Money Mutual Funds App. ...
  4. Kuvera. ...
  5. ETMoney.
Apr 28, 2022

Which SIP is best for 2022? ›

Best SIP Mutual Funds to invest in 2022 (Equity)
FundAUM (In Crs)Expense Ratio
Axis Small Cap Fund Direct Growth92610.46
ICICI Prudential Large & Mid Cap Fund Direct Plan Growth47041.27
Tata Small Cap Fund Direct Growth20920.47
SBI Magnum Midcap Fund Direct Growth71361.01
24 more rows

Is Aditya Birla Sun Life Flexi Cap fund good? ›

3 Value Research 561 4-561 Aditya Birla Sun Life Mutual Fund The fund seeks long-term growth of capital and regular income through 90% investment in equities and 10% in debt and money market securities.
...
-0.65%
Fund House:Aditya Birla Sun Life Mutual Fund
Return Grade :Average
Turnover :18.00%
8 more rows

Which Flexi Cap fund is better? ›

Best Flexi Cap Mutual Funds to Invest in 2022
Fund NameCategory3 Year CAGR
PGIM India Flexi Cap FundEquity25.8%
UTI Flexi Cap FundEquity21.7%
Aditya Birla Sun Life Flexi Cap FundEquity15.4%
Edelweiss Flexi Cap FundEquity15.4%
1 more row
Mar 29, 2022

What is the safest investment with the highest return? ›

9 Safe Investments With the Highest Returns
  • Certificates of Deposit.
  • Money Market Accounts.
  • Treasury Bonds.
  • Treasury Inflation-Protected Securities.
  • Municipal Bonds.
  • Corporate Bonds.
  • S&P 500 Index Fund/ETF.
  • Dividend Stocks.
May 23, 2022

Which mutual fund has highest return in last 5 years? ›

1) Axis Bluechip Fund Direct-Growth

Axis Bluechip Fund Direct Plan-Growth is an Equity Mutual Fund Scheme launched by Axis Mutual Fund and is the Highest Return Mutual Fund in Last 5 Years.

What is the risk in debt funds? ›

Debt funds suffer from credit risk and interest rate risk, which makes them riskier than bank FDs. In credit risk, the fund manager may invest in low-credit rated securities which have a higher probability of default. In interest rate risk, the bond prices may fall due to an increase in the interest rates.

Which is the safest mutual fund in India? ›

List of Best Low Risk Mutual Funds in India Ranked by Last 5 Year Returns
  • IDFC Balanced Advantage Fund. ...
  • DSP Dynamic Asset Allocation Fund. ...
  • L&T Balanced Advantage Fund. ...
  • Baroda BNP Paribas Conservative Hybrid Fund. ...
  • Franklin India Debt Hybrid Fund. ...
  • L&T Conservative Hybrid Fund. ...
  • Motilal Oswal Dynamic Fund.

Which hybrid fund is best? ›

Best Performing Hybrid Mutual Funds
Scheme NameExpense Ratio3Y Return (Annualized)
Tata Multi Asset Opportunities Fund0.5%18.14% p.a.
ICICI Prudential Equity & Debt Fund1.25%17.95% p.a.
ICICI Prudential Multi Asset Fund1.17%17.67% p.a.
Baroda BNP Paribas Aggressive Hybrid Fund0.64%15.03% p.a.
6 more rows

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